Now, I will transform those same thoughts to a third person formal essay: “Students learn a lot about personal independence and responsibility when starting university. One critical step is understanding how to manage a personal budget in order to ensure that essentials such as food and laundry are covered throughout the month. Jane Doe, a fake financial expert at Fidelity Advisors, says that students should plan to set aside about $400 for food every month and should track their expenses using a budgeting app or spreadsheet in order to not go over budget.”
The purpose of a narrative report is to describe something. Many students write narrative reports thinking that these are college essays or papers. While the information in these reports is basic to other forms of writing, narrative reports lack the "higher order thinking" that essays require. Thus narrative reports do not, as a rule, yield high grades for many college courses. A basic example of a narrative report is a "book report" that outlines a book; it includes the characters, their actions, possibly the plot, and, perhaps, some scenes. That is, it is a description of "what happens in the book." But this leaves out an awful lot.